Both are real, solid choices here — but they trade off differently against the specific weather this region actually sees.
Asphalt shingle wins clearly here — $3.50-$9.50/sq ft depending on grade, versus $8-$14/sq ft for standing seam metal. For a straightforward budget replacement, asphalt is the more accessible choice.
Metal has the edge, particularly standing seam systems, which shed hail impact far better than standard asphalt. That said, impact-resistant Class 4 asphalt shingles have closed much of this gap — and qualify for the same Texas-mandated insurance discount metal roofs get.
Metal wins decisively — 40-60 years versus 15-30 years for asphalt, depending on grade. Over a longer ownership horizon, this can offset metal's higher upfront cost.
Both perform well when properly installed. Metal's interlocking panel systems generally handle high, sustained wind — a real factor here, given the Panhandle regularly sees 40-60 mph spring storm winds — slightly better than individual shingle tabs.
Metal has a real advantage — reflecting more solar heat than asphalt, which can meaningfully reduce summer cooling costs in a region with genuinely intense summer sun.
If you're planning to stay in your home long-term and want to minimize how many more times you deal with storm damage, metal is a strong case. If you need a solid, reliable roof at a lower upfront cost — especially with an impact-resistant asphalt option — that's a completely reasonable choice too. Neither is the "wrong" answer; it depends on your specific timeline and budget.